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Personal Loans


Why personal loans are better than credit cards?

Personal loans are better than credit cards as they carry a) a lower rate of interest and b) enable one to get a loan for a higher ticket size. So any time you have a need for cash, which you expect to repay back over the next 1-2 years, choose a personal loan. The interest rates for these vary between 14-17% per year as compared to credit cards, for which the interest rates are 30-45%.

 

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  • Tip of the month!

    Tip of the month!

    In case you already have a personal loan whose interest rate has increased in the last few months, dont forget to switch to a loan with a lower interest rate. This is done by taking another personal loan at a lower priced rate and using the funds to repay the previous personal loan.

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